Auto Insurance
Drivewise (Allstate)
Allstate's telematics program offering discounts and cash back rewards for safe driving behavior.
Last reviewed: May 2026 · Editorial methodology
Definition
Drivewise is Allstate's behavior-based discount program, available via the Allstate mobile app. It monitors hard braking, speeding above 80 mph, nighttime driving, and phone usage. Unlike some telematics programs, Allstate states that Drivewise data will not be used to increase your premium at renewal. Safe drivers earn a 3% policy credit at signup and additional credits every six months, potentially reaching 25–30% total savings. Drivewise also participates in Allstate Rewards, offering gift cards and merchandise for point accumulation. The app is available to both Allstate policyholders and non-customers interested in benchmarking their driving.
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Cover Forge USA Editorial Team
Editorial Lead
This article was researched and written by the Cover Forge USA editorial team against federal sources (NAIC, CMS, FEMA, DOL, SSA, state DOIs) and standard policy forms. Bylines organize content by topic — they do not assert individual licensure. See our editorial-policy for details.
Reviewed 2026-06-14
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