Auto Insurance

Drivewise (Allstate)

Allstate's telematics program offering discounts and cash back rewards for safe driving behavior.

Last reviewed: May 2026 · Editorial methodology

Definition

Drivewise is Allstate's behavior-based discount program, available via the Allstate mobile app. It monitors hard braking, speeding above 80 mph, nighttime driving, and phone usage. Unlike some telematics programs, Allstate states that Drivewise data will not be used to increase your premium at renewal. Safe drivers earn a 3% policy credit at signup and additional credits every six months, potentially reaching 25–30% total savings. Drivewise also participates in Allstate Rewards, offering gift cards and merchandise for point accumulation. The app is available to both Allstate policyholders and non-customers interested in benchmarking their driving.

Where this term matters

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Tip

Glossary definitions are educational. Always check your own policy language — insurers can define common terms differently from one another. When in doubt, request a written explanation from your agent.

Related terms

Telematics InsuranceInsurance that uses in-car devices or smartphone apps to track driving behavior and personalize premiums.Usage-Based Insurance (UBI)Auto insurance priced based on actual driving behavior and miles — a broad category including telematics and pay-per-mile.Snapshot (Progressive)Progressive's telematics program that monitors driving behavior to earn discounts of up to 30%.PremiumThe amount you pay for insurance coverage — monthly, quarterly, semi-annually, or annually.

Related guides

Source: Cover Forge USA editorial team|Last verified: May 2026|Methodology
Definitions are educational and may be simplified. Always refer to your policy contract and consult a licensed agent for terms that affect coverage decisions.
CF

Cover Forge USA Editorial Team

Editorial Lead

This article was researched and written by the Cover Forge USA editorial team against federal sources (NAIC, CMS, FEMA, DOL, SSA, state DOIs) and standard policy forms. Bylines organize content by topic — they do not assert individual licensure. See our editorial-policy for details.

Reviewed June 2026

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