Our commitment
Insurance is YMYL content — people make real financial decisions based on what they read here. When we get something factually wrong, we fix it promptly, transparently, and in a way readers can verify. We would rather publish a correction than leave an inaccuracy standing.
This policy sits alongside our editorial policy and methodology, which explain how content is created, sourced, and reviewed in the first place.
What we correct
- •Factual errors — wrong figures, dates, coverage rules, statutory minimums, or program details.
- •Outdated information that is no longer accurate after a law, rate, or program change.
- •Misattributed or unsupported claims, and any citation that does not support the statement it accompanies.
- •Broken or incorrect source links in a page's Sources & References.
Editorial framing, rankings, and clearly-labeled opinions are not “corrections” unless they rest on a factual error. We never publish personalized premiums, so a quote differing from your own is not an error — see any coverage page’s note on why.
How corrections are handled
- We verify the reported issue against an authoritative public source (e.g. NAIC, a state Department of Insurance, CMS, FEMA, the IIHS).
- If confirmed, we fix the page and update its last-updated date.
- For material factual corrections, we add a dated entry to the public log below so the change is transparent.
- Minor typo and formatting fixes are made without a log entry.
Report an error
Spotted something that looks wrong? Please tell us — include the page URL and, if you can, a link to an authoritative source. Reach us through our contact page. We review every report.
Correction log
July 29, 2026
ACA premium tax credit content (Health hub, glossary, Turning 26, COBRA calculator, state health pages, blog, Kaiser Permanente review) — Corrected several pages that described the temporary “enhanced” ACA premium tax credits (2021–2025) as still in effect for 2026. Those enhancements — which removed the 400% FPL cap and held premiums to 8.5% of income — expired at the end of 2025 and, as of this update, have not been extended. For 2026 the 400% FPL subsidy “cliff” has returned and income-based contribution percentages are higher. The COBRA vs. Marketplace calculator’s subsidy computation and its above-cliff result message were rebuilt on the 2026 applicable-percentage table (IRS Rev. Proc. 2025-25), replacing an earlier version that still applied the expired 8.5%-of-income cap above 400% FPL, and the same stale language was removed from every state health page. Readers are now directed to healthcare.gov for current figures, since Congress could still act.
Policy last updated July 2026.
Important Disclaimer
This site provides general educational information only and is not a substitute for professional insurance advice. All rates, data, and coverage details are estimates and may not reflect your actual premiums. Insurance availability and pricing vary by state, insurer, and individual risk factors. Always consult a licensed insurance professional in your state before making coverage decisions.