Reference only — the DMV is the authority
Minnesota does not use SR-22 filings
Minnesota is one of a small number of states that do not use SR-22 filings. Instead of requiring your insurer to file a certificate of financial responsibility after a serious violation, Minnesota verifies insurance electronically. In practice that means a Minnesota driver reinstating after a DUI or a coverage lapse generally won’t deal with an SR-22 at all.
One important exception: if a different state ordered you to carry an SR-22 — for example, where your offense occurred — that out-of-state filing usually still applies until its term ends, even after you move to Minnesota. Confirm your obligations with the Minnesota DMV.
On filing duration
Most states require an SR-22 for about 3 years, but it varies by offense — as little as ~1 year (e.g. Connecticut, Kansas, North Dakota) up to 5 years or, in Alaska for serious offenses, as long as 20 years. Always confirm your exact term with your state DMV.
Regulator: auto insurance in Minnesota is overseen by the Minnesota Department of Commerce – Insurance; your SR-22/FR-44 filing itself is handled by the Minnesota DMV.
SR-22 in Minnesota — FAQ
Does Minnesota require an SR-22?
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No. Minnesota does not use SR-22 filings — it monitors insurance electronically instead. Note that if another state ordered you to carry an SR-22, that out-of-state filing generally still applies until its term ends, even after you move to Minnesota.
How long do you need an SR-22 in Minnesota?
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Minnesota doesn't require an SR-22, so there's no Minnesota filing period. If you're maintaining an out-of-state SR-22 that another state ordered, follow that state's term (often about 3 years).
What coverage does an SR-22 certify in Minnesota?
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An SR-22 in Minnesota certifies that you carry at least the state's minimum liability limits: $30,000 per person and $60,000 per accident for bodily injury, and $10,000 for property damage. PIP $40K required; strong consumer protections. These are legal minimums — many drivers carry higher limits.
Related guides and tools
Sarah Mitchell
Editorial Lead, Property & Casualty
This article was researched and written by the Cover Forge USA editorial team against federal sources (NAIC, CMS, FEMA, DOL, SSA, state DOIs) and standard policy forms. Bylines organize content by topic — they do not assert individual licensure. See our editorial-policy for details.
Reviewed July 2026
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