As of plan year 2026, Massachusetts has 103 Medicare Advantage plans available (including $0-premium options), an average Medicare Advantage premium of $38.03/month, and 11 stand-alone Part D plans.
Massachusetts Medicare at a glance (2026)
| Medicare Advantage plans available | 103 | 96 in 2025 |
| Average MA premium (2026) | $38.03/mo | was $32.74/mo in 2025 |
| Lowest MA premium | $0 | 100% have $0-plan access |
| Stand-alone Part D plans | 11 | lowest $8.40/mo |
| Medicare beneficiaries | 1,476,060 |
“Plans available” is the total offered across Massachusetts; the number you can actually enroll in depends on your county. Premiums are statewide figures, not quotes — Medicare Advantage also bundles medical and (usually) drug coverage, while a stand-alone Part D plan pairs with Original Medicare.
Massachusetts Medicare Plans — FAQ
How many Medicare Advantage plans are available in Massachusetts for 2026?
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103 Medicare Advantage plans are available statewide in Massachusetts for 2026 (compared to 96 in 2025). Note this is the total number offered across the state — the number an individual can actually choose depends on their county. Compare specific plans at medicare.gov.
What is the average Medicare Advantage premium in Massachusetts?
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The average monthly Medicare Advantage plan premium in Massachusetts is $38.03 for 2026 (it was $32.74 in 2025). $0-premium plans are available, and 100% of beneficiaries have access to at least one. Your own premium depends on the specific plan and county — this is a statewide average, not a quote.
How many Part D drug plans does Massachusetts have, and what's the lowest premium?
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Massachusetts has 11 stand-alone Medicare Part D prescription-drug plans available for 2026, with a lowest monthly premium of $8.40. These add drug coverage to Original Medicare (or you can get it bundled inside a Medicare Advantage plan). This is general information, not a plan recommendation — compare plans for your drugs at medicare.gov.
Related guides and tools
Jennifer Walsh
Editorial Lead, Health & Medicare
This article was researched and written by the Cover Forge USA editorial team against federal sources (NAIC, CMS, FEMA, DOL, SSA, state DOIs) and standard policy forms. Bylines organize content by topic — they do not assert individual licensure. See our editorial-policy for details.
Reviewed July 2026
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