General Concepts
Declarations Page
The summary page ("dec page") of your policy listing coverage limits, deductibles, premium, and insureds.
Last reviewed: May 2026 · Editorial methodology
Definition
The first page of an insurance policy — sometimes called the 'dec page' — that summarizes your coverage, policy limits, deductibles, premium, and the names of insured parties. It's the most important document in your policy to review annually. The dec page is what mortgage lenders and DMVs ask for as proof of insurance and what you should review at every renewal to catch coverage changes or premium increases.
Where this term matters
💡 Tip
Related terms
Cover Forge USA Editorial Team
Editorial Lead
This article was researched and written by the Cover Forge USA editorial team against federal sources (NAIC, CMS, FEMA, DOL, SSA, state DOIs) and standard policy forms. Bylines organize content by topic — they do not assert individual licensure. See our editorial-policy for details.
Reviewed 2026-06-14
Get Insurance Rate Alerts
We monitor rate filings in all 50 states. Get notified when rates change in your area — and discover new ways to save.
- ✓State-specific rate change alerts
- ✓Seasonal enrollment deadline reminders
- ✓Expert tips to lower your premiums
- ✓New coverage options in your state
Free forever. Unsubscribe with one click. No spam, ever.
Important Disclaimer
This site provides general educational information only and is not a substitute for professional insurance advice. All rates, data, and coverage details are estimates and may not reflect your actual premiums. Insurance availability and pricing vary by state, insurer, and individual risk factors. Always consult a licensed insurance professional in your state before making coverage decisions.