Transamerica is a life insurance and retirement-services company founded in 1928, now part of the international Aegon group, with major U.S. operations in Cedar Rapids, Iowa. It offers a broad lineup spanning term and permanent life, workplace benefits, and retirement products, including some no-medical-exam life options.
Founded
1928
Headquarters
Cedar Rapids, IA
AM Best (financial strength)
Varies
Financial-strength ratings for Transamerica vary by underwriting entity — many large insurers write through multiple subsidiaries, each rated separately. Ask which company underwrites your specific policy and check that entity's A.M. Best rating directly.
The NAIC Complaint Index is published primarily for property-and-casualty lines; for Transamerica, check the NAIC Consumer Insurance Search and your state department of insurance for complaint data specific to the product and state you're considering.
You can request a quote or reach Transamerica at transamerica.com. Rates depend heavily on your individual profile (location, age, history, coverage), so compare at least three quotes before deciding.
Rachel Kim
Editorial Lead, Life & Retirement
This article was researched and written by the Cover Forge USA editorial team against federal sources (NAIC, CMS, FEMA, DOL, SSA, state DOIs) and standard policy forms. Bylines organize content by topic — they do not assert individual licensure. See our editorial-policy for details.
Reviewed 2026-06-14
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