Northwestern Mutual is a Milwaukee-based mutual life insurance company founded in 1857. As a mutual company, it is owned by its policyholders rather than outside shareholders, and it is known primarily for participating whole life insurance alongside term and universal life, disability income and long-term care coverage, annuities, and financial planning services. Products are generally sold through its national network of financial advisors.
Founded
1857
Headquarters
Milwaukee, WI
AM Best (financial strength)
A++
J.D. Power (satisfaction, approx.)
799
Northwestern Mutual carries an A.M. Best financial-strength rating of A++. A.M. Best ratings measure an insurer's ability to meet its ongoing policyholder obligations; ratings of A- and above are considered "excellent" or "superior." This reflects claims-paying ability, not price or customer service.
The NAIC Complaint Index is published primarily for property-and-casualty lines; for Northwestern Mutual, check the NAIC Consumer Insurance Search and your state department of insurance for complaint data specific to the product and state you're considering.
You can request a quote or reach Northwestern Mutual at northwesternmutual.com. Rates depend heavily on your individual profile (location, age, history, coverage), so compare at least three quotes before deciding.
Rachel Kim
Editorial Lead, Life & Retirement
This article was researched and written by the Cover Forge USA editorial team against federal sources (NAIC, CMS, FEMA, DOL, SSA, state DOIs) and standard policy forms. Bylines organize content by topic — they do not assert individual licensure. See our editorial-policy for details.
Reviewed 2026-06-14
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