Mutual of Omaha is a long-established, policyholder-owned mutual insurance and financial services company based in Omaha, Nebraska. It is widely known for its life insurance, Medicare Supplement, and final expense products, distributed largely through agents and brokers. The company offers a broad portfolio of individual and workplace coverage lines.
Founded
1909
Headquarters
Omaha, NE
AM Best (financial strength)
A+
Mutual of Omaha carries an A.M. Best financial-strength rating of A+. A.M. Best ratings measure an insurer's ability to meet its ongoing policyholder obligations; ratings of A- and above are considered "excellent" or "superior." This reflects claims-paying ability, not price or customer service.
The NAIC Complaint Index is published primarily for property-and-casualty lines; for Mutual of Omaha, check the NAIC Consumer Insurance Search and your state department of insurance for complaint data specific to the product and state you're considering.
You can request a quote or reach Mutual of Omaha at mutualofomaha.com or by phone at 1-800-775-6000. Rates depend heavily on your individual profile (location, age, history, coverage), so compare at least three quotes before deciding.
Rachel Kim
Editorial Lead, Life & Retirement
This article was researched and written by the Cover Forge USA editorial team against federal sources (NAIC, CMS, FEMA, DOL, SSA, state DOIs) and standard policy forms. Bylines organize content by topic — they do not assert individual licensure. See our editorial-policy for details.
Reviewed 2026-06-14
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This site provides general educational information only and is not a substitute for professional insurance advice. All rates, data, and coverage details are estimates and may not reflect your actual premiums. Insurance availability and pricing vary by state, insurer, and individual risk factors. Always consult a licensed insurance professional in your state before making coverage decisions.