Mercury Insurance (Mercury General Corporation) is a value-focused auto and home insurer founded in 1961 and headquartered in Los Angeles. It is best known for competitive pricing in California and other western states, sold through both independent agents and online. Mercury concentrates on personal auto and home rather than a broad multi-line catalog.
Founded
1961
Headquarters
Los Angeles, CA
AM Best (financial strength)
Varies
Financial-strength ratings for Mercury Insurance vary by underwriting entity — many large insurers write through multiple subsidiaries, each rated separately. Ask which company underwrites your specific policy and check that entity's A.M. Best rating directly.
The NAIC Complaint Index is published primarily for property-and-casualty lines; for Mercury Insurance, check the NAIC Consumer Insurance Search and your state department of insurance for complaint data specific to the product and state you're considering.
You can request a quote or reach Mercury Insurance at mercuryinsurance.com. Rates depend heavily on your individual profile (location, age, history, coverage), so compare at least three quotes before deciding.
Michael Torres
Editorial Lead, Catastrophe & Commercial Property
This article was researched and written by the Cover Forge USA editorial team against federal sources (NAIC, CMS, FEMA, DOL, SSA, state DOIs) and standard policy forms. Bylines organize content by topic — they do not assert individual licensure. See our editorial-policy for details.
Reviewed 2026-06-14
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This site provides general educational information only and is not a substitute for professional insurance advice. All rates, data, and coverage details are estimates and may not reflect your actual premiums. Insurance availability and pricing vary by state, insurer, and individual risk factors. Always consult a licensed insurance professional in your state before making coverage decisions.